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PerGynt

I used to clerk for a collections law firm and my experience was very different from yours. The collectors there were very professional, and worked well witnin the law. I like to characterize their behavior as almost parent-like, which is pretty appropriate when you see that they are dealing with people who write long strings of bad checks and max out credit cards knowing that they will never be able to pay the money back. They get on the phone day after day with people who'se lives are monuments to excess and irresponsibility, or perhaps great misfortune, and they are yelled at constantly by people who, under the crushing force of debt, simply lose their minds in desperation. I submit that as stressful as this person's life is, it is still not wrong to ask them to make a payment (within the guidelines of the FDCPA) for the debt they have accumulated. I think it has a lot to do with the owners of the law firm/collections agency, who are not only good lawyers but good citizens. It is also proof that you can still protect commercial interests "killing them with kindness". I have nothing but respect for all of the debt collectors I hav eworked with.
What I am NOT going to say is that there aren't a whole lot of dirty rotten scoundrels working as debt collectors. Makes me sick.
It's good to see you maintaining the adversarial system though. That's what makes it work so well.

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